Archive for the ‘home biz’ Category
You may be suffering from an allergy if your outward symptoms are skin irritation, a running nose or never ending coughs and sneezing. An allergy can make life quite miserable, depending on its severity. An allergy means your body is trying to fight some external allergen. several people are allergic to different dairy products like milk, soy etc, while others react to dust and pollution. Other notorious allergens are pollen or cat or dog hair, and even certain types of medicines.
Diagnosis by a certified and experienced specialist must be the very first step that the sufferer should take instead of trying to identify the root cause of the allergy himself or herself, which could turn out to be dangerous. After the root cause of the allergy is identified, the physician can begin to treat the allergy with the correct prescription of medicines.
The more common and affordable forms of treatment are antihistamines and anti allergy medications which are recommended by physicians and specialists. Once the cause of allergy is identified, it is always recommended to stay away from it. If you are sensitive to dust and cleaning the residence grips you with a severe allergic attack, then it is advisable to wear a protective mask while carrying out such activities. Allergy causing agents can also be greatly controlled by air purifiers at your home.
You must always avoid the drugs that you are allergic to and before beginning a new therapy or treatment, let your doctor know about it. Food allergies can easily be controlled by focusing on what you eat and being very particular about avoiding products which have caused allergies in the past.
In case your allergic attacks are so severe that they cause considerable disruption of normal life, or medicines are not working adequately or you want to avoid another attack owing to other reasons, you can request your doctor to advise vaccination against the allergy. If you get yourself vaccinated, then you can travel freely both outdoors and away from your home without fear of allergic reactions.
Learn more about the most effective treatment for your allergy and cough problems from qualified and experienced ENT specialist. You are welcome to reprint this article – but get your own unique content version here.
ENT stands for Ear, Nose and Throat, and an ENT specialist is a person who cures all types of diseases relating to these body parts. ENT experts are trained doctors with specialization in examination as well as any type of treatment, whether surgical or medicinal, of these body parts.
These specialists have the ability of dealing with all the common problems of ear ranging from internal infections to hearing disorders. They are also skilled in dealing with common issues with the nose, such as general allergies to pollen, nasal blockage and sinuses. Finally, any speech disorder, relating to the voice box, or even a difficulty in swallowing should be well understood by an ENT specialist.
Some of the ENT specialists are also capable of treating certain infections that can turn out to be fatal if not dealt with in time. Many of these specialists even perform diagnosis and elimination of malignant tumours.
When you go to an ENT specialist, he should first examine in detail your case history, in terms of previous problems and medications used. This helps in deciding the type of treatment to be given and whether it requires any surgical intervention.
After understanding your case history, the ENT specialist should carefully examine the affected part. This is an essential process as even a specialist can’t detect the problem without carrying out a detailed check up. Various sophisticated types of equipment are used to study ears, nose and throat in great detail. Based on the symptoms and the results of the examination, the specialist will suggest a remedy for the problem.
There are many good ENT specialists out there and you do not have to bother too much about how to find one. For example, if you are suffering from any kind of problem with your nose, throat, or ears and you are a resident of Singapore, you can either ask your acquaintances about a professional ENT specialist or just do a quick internet search with the phrase ‘ENT Singapore’ to get the contact of one in your locality.
A recent survey by the Pew Organization revealed that 30% of Americans now own a laptop computer. These laptop owners have been set free to take their work and/or internet browsing capabilities with them when they are on the go. Carrying a laptop under arm is not a good idea, so finding a suitable way to transport it safely and comfortably is a very important decision. With so many laptop carrying cases available today, what features are most important when selecting a computer case?
In this article, you will discover four key things to consider when looking for a laptop carrying case. You will most likely want to consider other features that are unique to your style and personality. However, the considerations outlined in this article are those that everyone needs to think about.
Your first consideration must be the protection of your investment. You have, no doubt, purchased your notebook because it allows you a high degree of mobility. You are not tied to a desktop PC. So, when you are on the go, your notebook is exposed to lots of knocks and bumps. Sometimes, these knocks and bumps are intense enough to cause serious damage either to the case or to the electronic components.
Therefore, you must determine whether the case you are thinking about is constructed of material that can protect your computer: Is there sufficient padding to withstand the blows it will inevitably take in a hustle and bustle world. Size is a factor here too. A case that is too small can expose your laptop to danger. Be sure your computer will fit comfortably into the case.
Next, you need to consider how much extra storage space you will need. Not all laptop carrying cases have the same amount of storage for extra gear. Buying a case too quickly can lead to disappointment if it does not have enough pockets for your wireless gear, electronic equipment, and files. Planning ahead always pays good dividends.
Next, you will want to consider whether or not a particular carrying case is comfortable. Does the laptop backpack fit comfortably so you have freedom of movement or do the straps restrict your movement? Does the computer briefcase have a shoulder strap to free your hand? If the bag is not comfortable, you will tire easily from carrying a loaded case.
Finally, you need to think about the style of your laptop carrying case. You will want the style of your computer case to reflect both your personality and the environment in which you will use your laptop. Generally, students live and work in a more casual environment than professionals. So a laptop backpack is a very common choice for them. On the other hand, professionals live and work in more formal settings, so the professional look and feel of a briefcase computer bag is most often their bag of choice. So when choosing your carrying case, take into account your own personality and the environment in which you will be using your notebook computer.
Giving careful thought to these suggestions when choosing a laptop carrying case will go a long way toward assuring that you will make the right choice. Your careful thought will be rewarded with feelings of satisfaction once you make your decision.
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If you own or run a company that is trying to raise capital in the current economic conditions you’ve undoubtedly been challenged by the limited funds available. Investors are more difficult to find and the individuals that are actually willing to part with their cash are even tougher to find. You’ve talked to friends, family members, your cpa and your attorney but trying to get them to invest is like drawing blood from a stone, it’s just not happening.
There is an easier way. Most broker dealers and market makers have an emergency number in their rolodex that reads “Investor Finder”, these specialist consultants are brought in when there is nowhere else to turn for cash. A true Investor Finder has 1,000’s of investor contacts that they can call on to get funding for their clients and are constantly using online viral strategies to attract more investors to their database.
An investor finder usually is not a licensed securities broker/agent or attorney; instead they are traditionally consultants that are active in the investment banking facilitation aspect of the industry. Being that they are not licensed they do not accept equity payments or percentages; instead they work on a flat fee basis.
A good consultant in this genre can bring in 30 to 70 real investors per day and it’s up to the client to sell the opportunity from there. A typical lead from an investor finder will be an investor or investment firm that is responding to the consultant’s opportunity introduction email or snail mail mailing, they have read about the opportunity and they respond one of two ways, either they are calling into a phone room to be screened and qualified or they are contacting the client directly.
Many times the investor doesn’t know that they are part of the “finder’s” database but do recall signing up to receive investment opportunity updates, so either way the investor is solid and active. If you are trying to raise capital and need real results quickly and can’t afford to waste time begging for cash, you need to seek out a qualified Investor Finder consultant and make your fundraising efforts fast and easy.
Unlike just about every other type of insurance, everyone that has a car is supposed to have insurance when they are on the road. Sure, there are those that do not bother to get it, but when they get into an accident and are found liable, they can lose everything that they own in the settlement. Be smart and use online free auto insurance quotes to find the best deal available.
Comparing different prices is an essential part to getting the best deal. People will naturally have a loyalty to an insurance company that they have been using for a long time, but they may not actually have the best price. They can make a general claim of having the best price and while they are not necessarily lying, they are not exactly telling the whole truth either.
So how can it be possible that consumers can save money by switching to all of these competing car insurance companies? Surely some companies must be lying otherwise the claims seem contradictory. In fact, the companies are not lying and the claims are not contradictory, but instead the seeming inconsistency is caused by the discrepancy and variance of auto insurance quotes from customer to customer.
The whole process that they use is called underwriting. The insurance companies will plug all of your information into their programs and the driver will more or less be assigned to a category. The category that you fall into will dictate the rate that you are given from that particular company. All insurance companies do not necessarily use the same rating system.
It is important to understand that different insurance companies use different criteria for underwriting. In fact, underwriting criteria is always exclusive to a particular company. This means that it is conceivable for several different companies to evaluate the exact same applicant, and assign him or her to a different coverage group, and therefore a different quote, every time. This is not only conceivable, it is actually common.
When different auto insurance companies set out to evaluate a customer, they are not evaluating that customer in the same way. This means that a switch that may save money for one customer may be more expensive for another. For this reason, it is always a good idea to take advantage of free auto insurance quotes.
Even if you are certain that you have the best deal, it may be best to give it just one more shot to see what you come up with. Perhaps a company was not initially used because a friend got a bad rate. Well maybe they do not fall into the same category so it is best to double check one more time. The only thing that you risk losing by not doing this is money.
Many different sites will offer free auto insurance quotes. It is best to check with as many companies as possible before making a decision and the one stop shopping sites offer a convenience that the insurance sites themselves cannot match. Go online and get all of your offers at once and the decision for the best insurance will be an easy one to make.
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With legions of halfwit, template loving business plan wannabe writers polluting the web it’s no mystery that companies are having a tough time getting funding. It use to be that when a company was ready to get down to business for serious expansion they would call a consultant that would help them bring all the pieces together in a strategic fashion and then this consultant would take their extended industry knowledge in combination with the unique concepts of the client’s business and he would author a business plan.
This business plan would include everything that the venture capital firms, angel investors, private investors and institutional lenders would need in order to make a quick, no nonsense decision about whether to fund the company and how much equity they would get in return.
Today with the cancerous cloud of predatory consultants seeking out startup business prey to suck dry that businesses are too broke and exhausted to move forward with a solid consultant after they have been through the costly obstacle course and fun house of mirrors set up by wannabe consultants who reel in their prey with a few big words and industry terms and at the end of the day, they are going to put your business plan together with some cracked template software that spits out overly generalized business plans that receive laughs and snickers before being tossed in the trash by investors and venture capital firms.
If you want a real business plan, call a consultant that is completely submerged in the venture capital industry and has experience with plugging businesses into the capital machine. An consultant will first give you a consultation so he can assist in any corporate structuring or turnaround issues that need attention before the business plan is together. After the company’s structure is complete with executives, solid management, strategic partners, advisory board and board of directors, there is still one more thing to do before the business plan. You must decide what mechanism you’re going to use to raise capital. Are you seeking debt or equity investment or both, how much equity you will give away for the amount of cash you’re seeking. How many shares does your corporation currently have and so on. You’ll most likely need to put together a private placement or consider taking your company public on the otcbb. After all this is done then it’s time to write the business plan.
Don’t shoot yourself in the foot, don’t write the business plan yourself, when you’ve found a consultant, here are the topics that should be covered in the business plan (this knowledge will help you audit their work before you even hire them). The table of contents should read, at a minimum, like this: executive summary with objectives, keys to success and strategic advantages; Market, Market: Growth and Development Analysis with Industry Analysis and Location Based Services; Current company position with Company overview and vision, key successes to date, technical achievements and commercial position, include info about your technology platform. Talk about your management team, product and services offering, competition, market entry/ Five Forces Analysis, barriers to market entry, comparable business model, target market needs, target market characteristics, market demand drivers, PEST analysis, SWOT analysis, marketing implementation and strategy overview and tactical components, process development map, financial model and projections.
There you have it, the process to follow before the business plan is written and the concepts to be covered in the business plan so that you get the attention you need from investors and the money you deserve for your business.
A Corporate Consultants Value Is In His Contact Base: Transform Your Company Overnight! If you’re seeking the services of a consultant you’re most likely in need of corporate structuring or a strategic company turnaround for a capital raise or to go public. Hiring the right consultant is crucial if you are going to succeed with your venture.
Your consultant should, obviously, have the knowhow and track record for succeeding in fine tuning companies to cater to what industry investors are seeking but they must also possess the contact base to streamline the process so that you don’t lose time to gain that stealthy edge over your competitors who are attempting to do the same thing.
Your consultant should maintain an active database that acts as his ’special forces’ munitions arsenal of 10,000’s of real, viable contacts in scores of industries so that he can assist you in even the most mundane, minute aspects of your strategy with solid corporate alliances and contacts that will make your venture stand out like a beacon of light in your industry that beams its florescent light in the windows of potential clients, partners, contractors and anyone else that can assist your company in achieving its desired ambitions. Your consultant will structure and categorize parts of your company that you didn’t even know existed yet are crucial to its development.
The reality is that you should have a separate group of strategic partners for every individual product and ever individual service that your company offers. For example, when I consult with companies that have, say, 10 products, my goal would be five to seven strategic partners per product for a range of fifty to seventy strategic partners that my client will work with for co-op advertising and marketing efforts, branding strategies and sales initiatives. Most companies don’t even consider this aspect to their business but it is absolutely vital.
When you find a consultant or corporate strategist that you are ready to hire, after you have thoroughly evaluated them, have an in-depth conversation about their ideas for strategic partners and how they intend on facilitating this process to help you achieve your goals.
So many companies dream of going public both as a growth and exit strategy but unfortunately few succeed with this process. The third party audit, sponsoring of the S1 and 211 by a market maker and SEC comments stage is just one of the obstacles involved with taking a company public. The attempt at going public and actually achieving a symbol are two entirely different things and if you are lucky enough to achieve a symbol there’s a completely separate area of expertise needed to keep your stock trading and to preserve a company’s longevity in the marketplace.
Here are some things you need to keep in mind when gearing up to take your company public. Forget everything that you’ve read and heard and pay attention to what you’re about to read because this is the straight forward, objective reality of the process. First, do not hire an attorney to take you public as they will take you on a long drawn out process to get as many billable hours as possible, instead, hire a consulting firm whose sole business model is to take companies public and take advantage of the relationships that they have with attorneys. This is the first rule: hire a consulting firm that offers a complete A to Z turn-key solution for taking a company through the process of going public, achieving a symbol and preserving the trade with a solid, ongoing post public investor relations strategy.
Next, when you’ve decided on a consulting firm evaluate their team, don’t ask for references to call to research their track record, better yet, ask for symbols of previous clients and links to the Edgar database to check out current deals in the comments stage. The proof is in the empirical track record, not potentially fraudulent phone references that are easily engineered and BS.
Now look at their team. Make sure that the consulting group has a solid legal team, market makers, investor relations team, auditing group and someone well versed in the comments stage response as this can be one of the major hang-ups in achieving your symbol in a timely manner. Also, most important, they absolutely MUST have a solid group of investors to fund the process for equity and to sell their shares into the marketplace post public to create a market for your stock as well as a network of market makers familiar with your deal to piggyback off of the sponsoring market maker’s 211.
About one month away from symbol achievement you’ll want to meet with your consultants to get a solid IR strategy together for a big offering dbut. You will want to set up a strategy for 30 day IR intensives every other month with general corporate publicity strategies in between. I suggest changing your IR firm each quarter to keep it fresh and open up your trade to a new network of investors.
One special note to consider is that when you are raising your initial round of capital from seed investors, the fastest way to do this is to have a fist full of contracts and purchase orders in hand to strengthen your position and publicize this reality with an arsenal of press releases. Its 100 times easier to raise capital if you are showing seed investors a handful of ’soon to be’ cash than to solicit them empty handed.
Obviously there are a multitude of other issues that you need to take into consideration when going public so find a consulting firm that can help you make it happen. Don’t try to venture out into these waters on your own as you’ll be diving into shark infested waters and you’ll almost certainly fail.
It is a must for every firm, be it a global conglomerate or a start-up, to develop a unique logo design which would represent its essence. The logo should be visually appealing to the customer and should trigger quick brand recall, and therefore it is always recommended to get it designed by an expert logo designer.
As the company’s brand image will be determined by the logo design, it is advisable to verify if the logo designer is skilled and competent enough for the job. He should be creative and should have successfully executed difficult assignments in the past. He must also be competent in handling deadlines and accommodate your original recommendations in the logo.
A good logo should possess certain key features. It should use elements like colours, pictures, and fonts in a coherent manner, resulting in an eye catching yet soothing effect. The logo should be exclusive to help the company stand out from the crowd of other brands flooding the market.
The logo design must make an attempt to portray the main business of your firm in a meaningful way, so that the consumers know by looking at it what your firm represents. It must also be capable of standing the test of time as the last thing you would want is looking for a new logo after a short while.
It is difficult to gauge the effectiveness of logo design. The real impact of a logo could take a while to trickle down to increasing business activity as the new logo will take a bit of time to create a connect with the consumers.
However, this does not imply that it is not possible to predict whether the new logo will be successful. Market research will give you a clear picture of how consumers will respond to the new logo design. A well known and highly effective way of doing this is to use a test market.
In this idea, you can start making use of the new logo with a limited section of the bigger market, and then study and assess how people in that group are relating to it. By aggressively marketing the new logo in the test market you can ensure that you will not have to wait for a long time for people to begin recognizing it.
With this you can evaluate if there has been an increase in sales of your product in the test market, and if the perceptions of people about your company have altered since you began promoting your new logo. If you come up with positive results, you can be reasonably sure that your logo will do well in the larger market as well.
Are you taking your company public? Here is what you need to know. Disclosure Obligations: “If my company becomes “public,” what are its disclosure obligations?”
The Securities Exchange Act of 1934 requires a company to file certain periodic reports once its registration statement has been declared effective. This obligation continues indefinitely unless:
At the beginning of any subsequent fiscal year, the class of securities offered is held of record by less than 300 persons; or
At the beginning of any subsequent fiscal year (except the two fiscal years immediately succeeding the year the registration statement became effective), all securities offered are held of record by less than 500 persons and the issuer has had less than $5 million in total assets for each of its last three fiscal years.
In these cases, the reporting obligation may be suspended. Otherwise, a company must continuously disclose certain information about:
Its operations; Its officers, directors, and certain shareholders (including salary, various fringe benefits, and inside transactions between the company and management); The financial condition of the business (including audited financial statements by an independent certified public accountant); The Public Company Accounting Oversight Board (or PCAOB) (sometimes called “Peekaboo”) is a private-sector, non-profit corporation created by the Sarbanes-Oxley Act, a 2002 United States federal law, to oversee the auditors of public companies. Its competitive position, material terms of certain contracts or lease agreements; acquisitions and mergers, creation of certain financial obligations, and material impairment of assets; unregistered sales of equity securities; changes in its accountant; and changes in its board of directors and management;
In addition, a company must promptly disclose to the public any information that would be considered important to its present or prospective stockholders.
All companies with total assets exceeding $5 million and a class of equity securities held by 500 or more persons are required by the Securities Exchange Act of 1934 to file the same supplementary, periodic, and current reports as noted above. Companies with these characteristics must also comply with the Commission’s proxy rules if proxies are solicited from holders of its securities. In such a case, the company must furnish all shareholders proxy statements disclosing all material facts concerning matters on which they are being asked to vote. If the proxy solicitation by management relates to an annual meeting at which directors are to be elected, the Commission’s proxy rules also require the company to furnish each shareholder an annual report disclosing certain information about the company, including audited financial statements for its latest fiscal year.
The Securities Act of 1933 provides several exemptions from the registration requirements; the most common are discussed below. Nonetheless, purchases or sales of securities (even in exempt transactions) are subject to the antifraud provisions of the federal securities laws. This means that issuers are responsible for false or misleading statements (whether oral or written) which may be redressed through private or government legal action, including criminal sanctions. Also, if all conditions of the exemptions discussed below are not met, purchasers may seek to have their purchase price refunded. In addition, the fact that an offending may be exempt from certain provisions of the federal securities laws does not necessarily mean that it is exempt from the notice and filing obligations of various state laws.